RACV Farm Insurance is the insurance your farm needs at the right price. With RACV you pay for the farm insurance cover you want and don’t pay for insurance you don’t need. Plus you get the great benefits and highest level of service you expect from RACV.
What you are covered for
Choose the farm insurance cover that suits your farm
Select some or all of the many farm insurance options, so you get the right insurance for your farm and don’t pay for insurance you don’t need
Fire, storm, explosion, vehicle and animal impacts, vandalism, malicious damage and more
Your farm buildings, farm contents, machinery, fencing, hay, and livestock are covered to their replacement value for defined events - so you know where you stand
Domestic home and contents cover with the features and benefits you expect
For loss or damage, with great options such as accidental damage and specified valuables cover (jewellery, watches) anywhere in Australia
With RACV, it’s simple to insure your farm
RACV farm insurance can be arranged over the phone
Personal accident and illness cover
Your health is your most valuable asset so you get personal cover (weekly and capital benefit) to help you financially if you become sick or are injured
Your motor vehicles are covered too
Comprehensive, third party fire and theft, or third party liability only for cars, tractors, trucks, utes, motorcycles, trailers, forklifts and mobile machinery
Additional working costs if you get impacted by a fire, storm or other incident
You are covered for your additional expenses to maintain normal business activity following a defined event so you can keep your customers happy and your business going
Insure your farm assets while in transit anywhere in Australia
Means you are covered for your livestock, equipment, produce and supplies produced for fire, collision, overturning and theft while in transit to and from your property
Cover for burglary or theft of your farm property
Property on your farm can be difficult to protect. By choosing this cover you know your farm contents and equipment will be replaced or repaired following theft
Broadform liability to cover compensation costs at your farm
Protects you from the potentially huge costs of liability actions against you for personal injury and property loss at your business or home
Cover for the breakdown of your machinery
Includes any extra overtime due to the breakdown, temporary repairs and temporary machine hire. Options to add refrigerated stock and overseas air freight cover are available
Electronic equipment including computers and data processing equipment can be covered too
For loss or damage at your farm. Options include cover for portable items anywhere in Australia, costs to replace lost data and increased costs of working
Tax audit expenses
Professional expenses incurred if the Australian Tax Office conducts an audit or in-depth investigation of your business
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RACV EasyFarm Insurance is a no fuss, less paperwork farm insurance policy that can be tailored specifically for a hobby farm.
It includes many of the great features, benefits and options of RACV’s Farm Insurance policy, tailored to the needs of a hobby farmer. So you get the farm insurance you need for your hobby farm at the right price.
Choose from five farm insurance sections:
Fire and other defined events – for your farm buildings and contents
Burglary or theft – to protect your farm contents
Broadform liability – protects you from liability actions against you for property damage and personal injury at your farm
Domestic home and contents – cover for your home and farm in the one policy, reducing the paperwork
Motor vehicles – cars, trucks, utes, motorcycles, trailers, tractors, forklifts and mobile machinery, plus $10 million for legal liability claims against you from their use
RACV Farm Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.7 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3, 1.4, 1.5 & 1.6.
RACV Easyfarm Insurance supplementary Product Disclosure Statement (Supplementary PDS) Edition 1.5 will apply to policies with a commencement date or with renewal effective date on or after 28 December 2015. This Supplementary PDS replaces previous versions 1.1, 1.2, 1.3 & 1.4.
RACV Farm Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. The information on this website is general advice only so before making any decisions, please consider your own circumstances and the Product Disclosure Statement.