If you’re underinsured, you may be at risk of financial loss when an unexpected insurance event occurs and you need to rebuild your home or replace contents.
7 jobs to help prepare your home for bushfire season
Everyone living in or near areas that are prone to bushfire threats should undertake these home maintenance tasks to help protect their home and property.
Victorians who live near dense forest, bush, grassland or the coast need to prepare their property for bushfire season, according to the Country Fire Authority (CFA).
Home maintenance and preparation, as outlined below, could help reduce the risk of damage to your property from bushfires. Also make sure you download the VicEmergency app and set up watch zones to receive real-time emergency information and warnings.
Tips to help prepare your home for bushfire season
On your property
It may help to seal the gaps around the door frame to prevent embers entering your home.
Around your property
Trimming your hedges is an effective way to help prepare your property for bushfire season. Image: Getty.
Consider reviewing your home insurance coverage
Preparing your property for bushfire season also includes considering if your home insurance is current and sufficient. Check your policy Product Disclosure Statement (PDS). This document gives you a complete list of the conditions, limits and exclusions associated with your home insurance policy, including listed events. Call your insurer to check your policy limits, what optional extras are available to you, your renewal date and any other information you’re unsure about.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s)issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678.