A young family and a dog smiling outside of a car window whilst at the beach.

Rental car excess insurance

Consider cover for your road trip in Australia, with 15% off for RACV Members

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Rental car excess for your road trip

Only need cover for the rental car excess? RACV Domestic Rental Car Excess offers a choice of cover from $1,000 - $8,000 (rising in $1,000 increments). Available in Australia only.

Includes cover for excess payable on Australian rental cars, if the car is stolen or you happen to have an accident#.

Your Domestic Rental Car Excess policy covers the excess payable or the cost of the repairs, whichever is lesser#.

To receive this benefit, you need to have:

  • purchased the Domestic Rental Car Excess Policy or a policy that includes the Rental Car excess benefit
  • hired the car from a recognised rental car company
  • hold a current Australian drivers licence (not including learners permit)
  • be the listed driver on the rental car hire agreement.

This cover does not replace Rental Vehicle Insurance and only provides cover for the excess component up to the applicable benefit limit stated on your policy.

If your doctor or dentist certifies that you are unfit to drive, Rental Car Excess also provides a benefit of up to $500 of the costs of returning your rental vehicle to the rental company's nearest depot, provided this does not cause you to exceed the maximum benefit shown above.

#Terms and conditions, exclusions, limits and sub-limits of the policy apply to your benefits. Check the Product Disclosure Statement for full details.

Assistance and support

Making a claim

Make a claim online 24/7 anytime. You can also call the team for support.

Travel alerts

Check travel status before you plan your trip and again before you leave.

RACV Travel Insurance won't cover you for destinations with a Department of Foreign Affairs and Trade "Do Not Travel" status.

The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. RACV Travel Insurance issued by Tokio Marine & Nichido Fire Insurance Co., Ltd ABN 80 000 438 291 AFSL 246 548. Terms & conditions apply, refer to the PDS. Royal Automobile Club of Victoria (RACV) Ltd AR 001243563 is an authorised representative of the issuer and receives commission for each policy sold or renewed.