With RACV Comprehensive Motorcycle Insurance you’re covered for collision damage to your motorbike and unintentional collision damage to other people’s property, plus a range of other events including fire, theft and vandalism. Cover also includes up to $2000 to repair or replace damaged protective gear, like a helmet or jacket.
What’s Comprehensive Motorcycle Insurance?
Key benefit
Up to $2000 in total to repair or replace damaged protective gear specifically designed for you or your passenger’s safety while riding your motorcycle, like a helmet or jacket.
More than just great cover
What does Comprehensive Motorcycle Insurance cover?
- Included
- Not included
- Optional extras
With an RACV Comprehensive Motorcycle Insurance policy, you'll be covered for a range of events. Here’s a summary of what’s included:
This is only a summary of the inclusions for RACV Comprehensive Insurance. For more information, such as conditions, limits and exclusions, read the Product Disclosure Statement.
For more information on General Exclusions and items not included in your cover, refer to the Product Disclosure Statement.
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This is only a summary of some inclusions for RACV Motorcycle Insurance policies. Refer to the relevant Product Disclosure Statement for specific terms, conditions, limitations and exclusions.
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Frequently asked questions
Yes. With Comprehensive Insurance, you’re covered for up to $2000 in total to repair or replace protective clothing if it is damaged as a result of a listed event. The most you can claim for an individual item is $1000.
Protective gear is clothing specifically designed to keep you safe in the event of a road accident. This includes:
- helmet
- jacket
- trousers
- boots
- gloves
Because young riders and drivers are statistically more likely to be involved in an accident than more experienced drivers, people aged 25 and under generally have a higher insurance premium.
No, you don’t necessarily need to have a motorcycle licence to insure a motorcycle. However, every situation and circumstance is different. To better understand your suitability for RACV Comprehensive Motorcycle Insurance, call our friendly team for a chat on 13 72 28.
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* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at racv.com.au. Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.
The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678.
R.A.C.V. Finance Limited ABN 82 004 292 291 Australian Credit Licence No. 391488. RACV Finance is subject to RACV lending criteria. Conditions, fees and charges apply.