RACV Home and Motor Insurance

Home Insurance products

Motor Insurance products

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Enjoy the benefits of taking up RACV Home and Motor Insurance

24/7 claims assistance

With RACV Insurance we have your back. Make a claim 24 hours a day, 7 days a week, by phone or online.

Choose how you pay

Pay annually and save or pay monthly using direct debit. The choice is yours.

RACV rewards loyalty

The longer you are with RACV the greater your discount.* If you have certain other RACV products, you can save even more on eligible insurance products with RACV’s Multi Policy Discount.

RACV Home Insurance products

Combined Home Building and Contents Insurance

Cover for both your home and belongings, including fences, household goods, personal items and fixtures e.g. kitchen cupboards.

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Buildings Insurance

Covers your buildings and permanently attached fixtures such as lights and kitchen cupboards. Includes garage, carport, fences, pools and spas.

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Contents Insurance

Cover for your home contents, which includes your personal belongings.

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Landlord Insurance

Cover for loss or damage to your investment, including loss of rental income.

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Renters Insurance

Cover for when you're renting for your personal belongings and any extra rent costs involved for temporary accommodation if you can’t live at your home following an insured event.

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RACV Motor Insurance products

Car Insurance

Cover from Victoria’s most trusted car insurance.

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Motorcycle Insurance

A range of insurance options for those on two wheels.

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Caravan and Trailer Insurance

Touring and onsite caravan and trailer insurance.

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Veteran, Vintage and Classic Insurance

Specialised comprehensive insurance for your extra-special car.

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Boat Insurance

Boat insurance to suit your needs with the service you expect from RACV.

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^{* The Multi-Policy Discount and Years of Membership Benefits exclude Travel, Business and Farm Insurance products. To qualify for the Multi-Policy Discount, you must hold two eligible RACV Insurance policies. For further details, see the Premium, Excess and Discounts guide at racv.com.au. Discounts will only be applied until any applicable minimum premium is reached. On renewal, any increases or decreases in your premium may be limited by factors such as your previous year’s premium. You may not save more with more eligible policies and by staying with RACV Insurance longer if a minimum premium is reached, or limits have been applied to increases or decreases in your premium.}

^{The information provided is general advice only. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. For copies, visit racv.com.au. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. 230039 receives commission for each policy sold or renewed. Product(s) issued by Insurance Manufacturers of Australia Pty Ltd ABN 93 004 208 084 AFS Licence No. 227678.}